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Your vehicles are the backbone of your construction operation—essential for transporting tools, materials, and personnel between project sites.
Unplanned incidents, from minor fender benders to more serious collisions, can stall projects, eat into profits, and put your reputation at risk.
At iBuild Insurance, our Motor Vehicle Insurance solutions help you safeguard your commercial vehicles, ensuring that unexpected road mishaps don’t bring your building projects to a standstill.
With over 30 years of industry-specific expertise, we tailor coverage to the unique needs of Australian builders, contractors, and tradespeople, keeping your operations running smoothly mile after mile.
In a competitive industry where timely delivery and efficient logistics are critical, a single vehicle out of action can trigger costly delays.
Motor Vehicle Insurance ensures that damages, repairs, and liability claims won’t derail your workflow or budget—allowing you to maintain client satisfaction, stay on schedule, and focus on the task at hand.
Our solutions cater to a range of construction professionals, ensuring that no matter the size of your fleet, you’re covered:
Small Builders (Turnover: $0–$250,000): Even a single work vehicle is vital to a small operation. Insurance provides peace of mind that a minor collision won’t result in major financial setbacks.
Mid-Sized Builders (Turnover: $250,000–$5 million): As your business and fleet expand, the risk of accidents, theft, or vandalism grows. Robust coverage helps protect multiple vehicles and maintains productivity across various projects.
Large Builders (Turnover: $5 million+): Managing extensive fleets requires strategic risk management. Comprehensive Motor Vehicle Insurance secures your investment in transportation, supports compliance with industry expectations, and preserves your professional image.
Tradespeople & Sub-Contractors: Plumbers, electricians, carpenters, and other trades rely on dependable vehicles to transport tools and materials. Coverage ensures that a breakdown or accident doesn’t jeopardiSe your ability to serve clients effectively.
Our policies align with the realities of the Australian construction landscape, taking into account diverse site conditions, variable weather, and the importance of reliable transportation.
What’s Covered:
What Sets Us Apart:
At iBuild Insurance, we don’t believe in one-size-fits-all solutions.
We assess your operations, vehicle types, usage patterns, and budget to develop a policy that fits your risk profile perfectly.
Tailoring Considerations:
Scenario 1: A Collision on the Way to a Job Site
A mid-sized builder’s ute collides with another vehicle en route to a project, causing damage and delay. Motor Vehicle Insurance covers the repair costs, enabling a swift return to operations and preventing long-term schedule disruptions.
Scenario 2: Theft of Essential Equipment from a Van
A tradesperson’s van is broken into overnight, and expensive tools go missing. Instead of absorbing the loss, the insurance policy helps cover replacement costs, ensuring the tradesperson can resume work without undue financial strain.
Scenario 3: Liability Claim After an Incident
A company truck accidentally damages a client’s property while manoeuvring on-site. With Motor Vehicle Insurance, third-party liability coverage handles the claim, preserving the builder’s reputation and financial stability.
Your vehicles are pivotal to your construction business’s success.
With iBuild Insurance’s Motor Vehicle Insurance, you can keep your fleet rolling, your projects on schedule, and your clients satisfied.
Contact us now to explore a tailored policy that drives confidence, reliability, and long-term growth.
Contact us at the Consulting WP office nearest to you or submit a business inquiry online.
While certain types of vehicle insurance (like third-party liability) are required by law, having comprehensive coverage is highly recommended to protect against financial losses, project delays, and liability claims.
Yes. Many clients combine Motor Vehicle Insurance with Construction Works, Public & Products Liability, or Professional Indemnity Insurance for a holistic risk management strategy.
Our brokers assess factors like vehicle value, usage frequency, project locations, and potential downtime costs to recommend coverage that balances affordability and protection.
As your fleet evolves, we can adjust your policy accordingly. Upgrading to newer, safer vehicles or adding more units may affect your coverage needs and premium calculations.
Have any Question? Ask us anything, we’d love to answer!
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iBuild Insurance Group Pty Ltd The Trustee for iBuild Insurance T/As iBuild Insurance
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