We must explain to you how all seds this mistakens idea off denouncing pleasures and praising pain was born and I will give you a completed accounts off the system and expound.
In the Australian construction industry, unexpected incidents can occur on or off the job site—ranging from accidental property damage to injuries involving visitors, subcontractors, or members of the public.
As a builder, contractor, or tradesperson, maintaining trust and professional integrity is paramount.
At iBuild Insurance, our Public & Products Liability Insurance solutions help safeguard your business against third-party claims, ensuring you can continue working with confidence and peace of mind.
With over 30 years of industry-focused expertise, we deliver tailored coverage that meets the exact needs of your operation—no confusing legal jargon, just straightforward protection that keeps you moving forward.
Even the most careful builders and tradespeople can face unforeseen incidents.
All it takes is a passerby tripping over materials, a client alleging damage to their property, or an end-user claiming a defect in a product you’ve installed. Such claims can be costly and time-consuming, not to mention harmful to your reputation.
We cater to a wide range of professionals within the construction ecosystem:
Small Builders (Turnover: $0–$250,000): For smaller residential projects, a single claim could be financially devastating. Liability insurance provides a safety net, ensuring minor oversights don’t escalate into major setbacks.
Mid-Sized Builders (Turnover: $250,000–$5 million): As your projects and client base grow, so do potential risks. Liability coverage protects you across multiple sites and diverse contracts, allowing you to scale without anxiety.
Large Builders (Turnover: $5 million+): With high-value contracts and complex operations, large firms face even greater exposure. Having robust liability coverage demonstrates due diligence, maintaining strong industry relations and safeguarding long-term profitability.
Tradespeople & Sub-Contractors: Electricians, plumbers, carpenters, and other specialists working alongside builders benefit from a policy that ensures personal accountability and stability, no matter the size of the job.
Our policies are specifically designed for the Australian building sector, addressing unique local regulations, safety standards, and common risk scenarios.
What’s Covered:
What Sets Us Apart:
No two construction operations are identical. We take time to understand your projects, risk appetite, location, and regulatory environment.
By doing so, we craft a policy that aligns perfectly with the scale and scope of your work—giving you coverage where it matters most and ensuring you don’t pay for unnecessary extras.
Tailoring Considerations:
Scenario 1: A Visitor Trips on a Construction Site
A client’s representative visiting the build site trips over loose wiring, sustaining an injury. Without Public Liability Insurance, your company could face significant medical and legal expenses. Instead, the policy steps in, covering costs and protecting your bottom line.
Scenario 2: Damage to a Neighbor’s Property
During a renovation project, machinery vibrations cause cracks in a neighboring building’s wall. Liability coverage provides the financial means to settle the claim, maintain good community relations, and preserve your professional reputation.
Scenario 3: Defective Materials in a Completed Project
Months after completing a large commercial project, a defect in installed fixtures leads to water damage in a client’s facility. Products Liability Insurance covers the costly repairs, ensuring that your client remains confident in your company’s commitment to quality.
Every project you undertake represents your professional craft—and your livelihood.
With iBuild Insurance, you gain a trusted partner dedicated to protecting your interests, from on-site incidents to off-site claims.
Contact us now to explore tailored Public & Products Liability Insurance that secures your reputation, fosters client confidence, and empowers you to build Australia’s future without worry.
Contact us at the Consulting WP office nearest to you or submit a business inquiry online.
While not always legally required, many contracts, councils, and licensing bodies insist on proof of adequate liability coverage. It often serves as a prerequisite for winning bids and maintaining professional credibility.
Yes. Many clients bundle Public & Products Liability with Construction Works, Professional Indemnity, or Management Liability to form a holistic risk management strategy.
Our brokers will assess your project values, client requirements, and industry standards to recommend suitable coverage limits that balance cost and peace of mind.
You can modify your policy at any time, especially if your business size, project scope, or risk profile changes.
Have any Question? Ask us anything, we’d love to answer!
© 2025, iBuild Insurance.
All Rights Reserved
iBuild Insurance Group Pty Ltd The Trustee for iBuild Insurance T/As iBuild Insurance
ABN 32 546 778 286 | ACN 652 794 940 | CAR 1293780.
Authorised representative of Community Broker Network Pty Ltd AFSL 233750 ACN 096 916 184.